Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Infographic: Women Are Financially Savvy Women are financially savvy. Yet, there are still unique challenges working against women in retirement. How to Cut Your Expenses Living with confidence means living within your means. managers. Paying Tax Later Doesn't Always Mean Paying Less 401(k) savings are taxed as ordinary income when funds are withdrawn.